Author name: astoriastrategicwealth

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CDs are at 5%+ – Why Risk Investing in the Market?

“Why should I invest in the market when I can get a guaranteed five percent right now?” What a great question. And with CD’s, money market accounts, high-yield savings, and T-bills all at their highest rates in over a decade, this question is being asked much more frequently.

Couple that guaranteed five percent with the growing fear caused by multiple wars, budget deficits, and a long-predicted recession, and it seems like a no-brainer to sit safely on the sidelines earning five percent.
But like many “no-brainers” there is more to it than meets the eye. Let’s dig a little deeper.

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Money Talk! October 2023

Most asset classes took a breather in the third quarter from the strong first half of the year. The early part of summer brought a powerful rally in risk-oriented assets, but the prospects of interest rates remaining higher for longer has potentially caused the markets to pause and reassess the trajectory.

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Higher Taxes? Highlights of TCJA and Rates if Sunsetted on 12/31/2025

Tax Planning for the Years Ahead  – A Reminder of the TCJA Tax Laws Scheduled to Sunset With the end-of-year tax planning season knocking on our doorstep, we offer these reminders of potential tax increases looming in just two years. The Tax Cuts and Jobs Act (TCJA -aka Trump Tax Laws) which was passed in …

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